Get Naira without selling your crypto.
Borrow against your crypto from 1.5% monthly—and keep your crypto invested.
Build your portfolio from a single account, designed for people who won’t sell.
Keep the upside
Open a line against assets you already hold. Stay invested while you use cash for life, tax or a deal.
Manage your assets
Unlock liquidity with a crypto-backed credit line. Draw naira or stablecoins, repay any time, borrow again.
Spend without selling
Use the line for cash needs instead of a market sale. Collateral stays pledged while the balance is open.
Fund your account effortlessly.
Add collateral, then borrow. No need to sell first.
Deposit crypto
Receive BTC, ETH, SOL or USDT from an exchange or wallet on supported networks.
Pledge & review
See borrowing power, interest, LTV bands and the estimated liquidation level.
Draw the line
Accept the agreement and receive funds. Repay to release collateral.
See what your stack could unlock.
Indicative borrowing power using published LTV caps. The live quote can be lower after haircuts, identity checks and market conditions.
Eligible collateral, with conservative LTVs.
Why Blomi.
A credit line should feel like a wealth product: clear terms, visible risk, no theatre.
Designed for people who would rather borrow than sell a long-term position.
Warning, cure and liquidation are explained before you draw, not after a crash.
Rate, LTV and liquidation are shown before you draw, not after a crash.
Credit only after verification, and only where we can operate lawfully.
You pay on the balance you use. Unused capacity is not a hidden loan.
BTC, ETH, SOL and USDT at launch. More assets only after risk review.
Keep the Bitcoin. Draw the naira. That’s the whole point.
Tunde A.
Lagos
“I wasn’t going to sell my BTC just because I needed naira for something else. Borrowed against the stack, kept the coins, and put the money into another opportunity the same week. That’s why Blomi clicked.”
★★★★★
Chioma E.
Enugu
“The disbursement was actually fast. I drew the line and the naira was there — not ‘3–5 business days’ and a shrug. For a credit line, that speed is the product.”
★★★★★
Ibrahim S.
Abuja
“Snappy crediting. I had a window on a deal, I wasn’t dumping Bitcoin into it, I borrowed against the bag and the naira landed in time. Still holding the BTC. That’s the move.”
★★★★★
Funke O.
Ibadan
“On USDT I could take up to 80% of what I pledged. That’s a real line, not a tiny advance. Collateral still sits there. I just finally have naira against it.”
★★★★★
Chinedu K.
Port Harcourt
“The asset feels safe. It’s pledged, not sold — still mine. I can see the LTV and where liquidation sits, so I’m not lying awake thinking the coins walked off. That was the whole fear, and it isn’t.”
★★★★★
Amina B.
Kano
“Keep the coins, get liquidity, it credits fast. I used the borrow to cover a commitment without touching the long-term stack. Most crypto loans feel like a maze. This one just worked.”
★★★★★
Frequently asked questions.
How do I open a credit line against my digital assets?
Create an account, complete identity checks, deposit eligible crypto, review the rate and LTV, then pledge collateral and draw. Funds can be sent as naira or stablecoins once the facility is live in your region.
Do I give up my Bitcoin?
You pledge it. It is locked while the balance is outstanding. It remains yours unless a contractual liquidation happens after an uncured LTV breach.
What interest will I pay?
The rate is shown before you borrow and can vary by asset and market conditions. Interest accrues on the drawn balance only.
Is Blomi available in my country?
Not everywhere, and not on day one. We only open where we can operate lawfully.
Is this financial advice?
No. Crypto is volatile. Borrowing against it can amplify losses. Read the risk disclosure.
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